you may be eligible to pay for classes with pre-tax dollars

use hsa/fsa to ride at harness

see if you qualify ›

Movement is good for you. That’s why you may be eligible to pay for your Circle membership and/or class credits with a health savings account (HSA) or flexible spending account (FSA) via Truemed.

If approved, you can reimburse yourself using pre-tax dollars — saving around 30%* on average.

This doesn’t change how you book or ride. It simply gives eligible riders another way to invest in their health.

see if you qualify ›

how it works:

1. Complete a health assessment (survey)
Take a short, private survey to determine eligibility. Your responses are reviewed by a licensed medical provider. Take the survey ›


2. Make your purchase
Book classes or purchase your Circle membership on the Harness Cycle website or in the app, as usual. Do not pay with your HSA/FSA card at checkout.


3. Submit for reimbursement
If approved, you’ll receive a Letter of Medical Necessity (LMN) and step-by-step instructions to submit your purchase for HSA/FSA reimbursement. Most claims are paid within 1–2 weeks.

how does this save me money?

HSA + FSA accounts allow you to use pre-tax income for expenses that help treat, manage or prevent certain medical conditions. Regular exercise (e.g., cycling classes) supports overall health, helping manage stress, cardiovascular health, mobility + metabolic wellness.

Instead of paying taxes first + then investing in your health, eligible riders may be able to use tax-free funds — stretching each dollar further while prioritizing movement, consistency + long-term well-being.

see more faqs ›

Check your eligibility

Eligibility is determined by Truemed and a licensed provider. Approval isn’t guaranteed, but it only takes a few minutes to check.

see if you qualify ›